• Health Insurance
  • Term Insurance
  • Open your PPF (Public Provident Fund) account in any bank (because its lockin period is 15 years)
  • Pay off all you loans and then read below points.
  • Ask you employer to start your EPF (Employee Provident Fund) account.
  • Start investing in ELSS mutual funds. ELSS mutual funds are tax saving mutual funds that have a lockin period of 3 years.
  • Recurring deposit in your bank